What does it cost to buy property in Luxembourg?
Sale listing commissions are commonly seller-paid. A buyer hiring their own agency may owe a separately agreed fee. Rental fee-sharing rules must not be applied to a property sale.
Calculate my property costsExample: €500,000 resale purchase
| Fee | Indicative amount | Evidence |
|---|---|---|
| Registration and transcription duties Residents buying a main home may claim the Bëllegen Akt credit (up to €40,000 per buyer). Luxembourg City adds 3%. | €35,000 | verified 2026-10-13 |
| Notary fees | €2,925 – €5,850 | estimate 2026-10-13 |
| Building survey | €0 – €1,404 | estimate 2026-10-13 |
| Buyer's agent (search & negotiation) Sale listing commissions are commonly seller-paid. A buyer hiring their own agency may owe a separately agreed fee. Rental fee-sharing rules must not be applied to a property sale. | €11,700 – €17,550 Only if owed under your agreement | estimate 2026-10-14 Source |
Common questions
Who pays the estate agency?
Sale listing commissions are commonly seller-paid. A buyer hiring their own agency may owe a separately agreed fee. Rental fee-sharing rules must not be applied to a property sale.
Can the fees differ locally?
The current calculator uses country-wide rules. Local valuations, exemptions and professional quotes can still change your costs.
Are mortgages or insurance included?
Financing is separate. First-year home insurance is included only where a sourced estimate is available; otherwise a quote is needed. Personal gains taxes, special exemptions and unknown commission are not complete estimates.
Does the IIPE route guarantee a saving?
No. Taxes and required costs remain payable. Only your avoidable, separately agreed agency fee can be compared with IIPE services, assuming the same property price and outcome. An existing mandate may still require payment.