What does it cost to buy property in Italy?
Civil Code article 1755 provides for commission from each party when the transaction results from the broker’s intervention. Each party’s fee is separate, not half of one automatic total. Check your agreement; the displayed 2–4% range is indicative before VAT.
Preliminary coverage; confirm the local taxable base and fees before relying on totals.
Calculate my property costsExample: €500,000 resale purchase
| Fee | Indicative amount | Evidence |
|---|---|---|
| Registration tax (9% of cadastral value) Charged at 9% (2% for a first home) on the official cadastral value, not the price. That value is usually far below market price, so the tax is typically about 2–4% of the price. Your notary confirms the exact figure. | €10,000 – €20,000 | estimate 2026-10-13 Source |
| Mortgage & cadastral taxes (fixed) €50 + €50 when buying from a private seller. | €100 | verified 2026-10-13 Source |
| Notary | €2,440 – €6,100 | estimate 2026-10-13 |
| Independent lawyer | €0 – €4,880 | estimate 2026-10-13 |
| Technical survey (geometra) | €0 – €1,830 | estimate 2026-10-13 |
| Agency fee (buyer share) Civil Code article 1755 provides for commission from each party when the transaction results from the broker’s intervention. Each party’s fee is separate, not half of one automatic total. Check your agreement; the displayed 2–4% range is indicative before VAT. | €12,200 – €24,400 Only if owed under your agreement | estimate 2026-10-14 Source |
Common questions
Who pays the estate agency?
Civil Code article 1755 provides for commission from each party when the transaction results from the broker’s intervention. Each party’s fee is separate, not half of one automatic total. Check your agreement; the displayed 2–4% range is indicative before VAT.
Can the fees differ locally?
The current calculator uses country-wide rules. Local valuations, exemptions and professional quotes can still change your costs.
Are mortgages or insurance included?
Financing is separate. First-year home insurance is included only where a sourced estimate is available; otherwise a quote is needed. Personal gains taxes, special exemptions and unknown commission are not complete estimates.
Does the IIPE route guarantee a saving?
No. Taxes and required costs remain payable. Only your avoidable, separately agreed agency fee can be compared with IIPE services, assuming the same property price and outcome. An existing mandate may still require payment.