What does it cost to buy property in Andorra?
Listing commissions are commonly seller-paid. A buyer pays only an applicable agreed service fee; no automatic buyer share is assumed. Confirm the mandate and IGI treatment.
Calculate my property costsExample: €500,000 resale purchase
| Fee | Indicative amount | Evidence |
|---|---|---|
| Property transfer tax (ITP) Split between the state and the parish. | €15,000 – €20,000 | verified 2026-10-13 |
| Foreign investment property tax In force since 13 Feb 2026: 6% on a first property, 10% on later ones. | €30,000 | verified 2026-10-13 |
| Foreign investment authorisation | €300 | verified 2026-10-13 |
| Notary fees | €500 – €1,500 | estimate 2026-10-13 |
| Land registry | €500 – €1,250 | estimate 2026-10-13 |
| Independent lawyer | €2,613 – €5,225 | estimate 2026-10-13 |
| Agency fee (buyer share) Listing commissions are commonly seller-paid. A buyer pays only an applicable agreed service fee; no automatic buyer share is assumed. Confirm the mandate and IGI treatment. | €10,450 – €15,675 Only if owed under your agreement | estimate 2026-10-14 Source |
Common questions
Who pays the estate agency?
Listing commissions are commonly seller-paid. A buyer pays only an applicable agreed service fee; no automatic buyer share is assumed. Confirm the mandate and IGI treatment.
Can the fees differ locally?
The current calculator uses country-wide rules. Local valuations, exemptions and professional quotes can still change your costs.
Are mortgages or insurance included?
Financing is separate. First-year home insurance is included only where a sourced estimate is available; otherwise a quote is needed. Personal gains taxes, special exemptions and unknown commission are not complete estimates.
Does the IIPE route guarantee a saving?
No. Taxes and required costs remain payable. Only your avoidable, separately agreed agency fee can be compared with IIPE services, assuming the same property price and outcome. An existing mandate may still require payment.